About RooLoans
We built the comparison tool we wish existed when we were planning to build.
Why RooLoans Exists
Construction loans are not standard mortgages. They're complex, high-stakes financial products that most Australians encounter exactly once in their life — when they're already stressed about building a home.
Banks don't make comparison easy. Existing aggregator sites (Canstar, Finder, RateCity) treat construction as an afterthought — a filtered subpage with no tools, no calculators, and no construction-specific education. We're changing that.
How We're Different
Open Banking Data
Rates from Consumer Data Right (CDR) APIs — real-time product data from 100+ ADIs, updated within 24-48 hours of bank rate changes.
Construction-Specific Tools
8 calculators built for the unique mechanics of construction lending. No generic mortgage calculators recycled here.
No Lender Bias
We don't accept payment from lenders to improve their rankings. Revenue comes from broker referral fees when users choose to connect.
Source Transparency
Every number cites its source. Stamp duty: state revenue offices. LMI: Helia/QBE tables. Rates: CDR APIs with timestamps.
How We Make Money
When you use our comparison and request a broker quote, we earn a referral fee from the broker. Our lender rankings are never influenced by commercial arrangements.
We never receive payment from lenders to improve their rankings, include them in comparisons, or feature them prominently. Our lender data comes from public CDR APIs.
Part of the Lead Machine Network
RooLoans is part of the Lead Machine network — a suite of tools for Australians planning to build a custom home. Our sister site HomeBuildBudget helps you estimate construction costs before you find a builder.