AN

ANZ

Big 4

Australia and New Zealand Banking Group

Indicative Construction Loan Rate

Variable rate

6.44%

Comparison rate

6.47%

Rate as at 24 April 2026. Verify before applying.

Max LVR

95%

Offset account

Yes

Construction loans

Yes

Best for

Borrowers who want competitive rates from a major bank

Advantages

  • ✓ Competitive rates
  • ✓ Strong mobile banking
  • ✓ Flexible drawdown scheduling

Limitations

  • · Lengthy approval times
  • · Requires fixed-price contracts only

Compare ANZ vs other lenders

A broker can compare ANZ's construction loan against 15+ lenders to find the best fit for your project size, LVR and timeline.

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Australia and New Zealand Banking Group holds Australian Credit Licence 234527. Rates shown are indicative and may change without notice. Always verify the current rate directly with the lender.