Be

Beyond Bank

Mutual

Beyond Bank

Indicative Construction Loan Rate

Variable rate

6.34%

Comparison rate

6.38%

Rate as at 24 April 2026. Verify before applying.

Max LVR

90%

Offset account

Yes

Construction loans

Yes

Best for

SA/WA/ACT borrowers who value customer-owned banking

Advantages

  • ✓ Customer-owned (profits returned to members)
  • ✓ Competitive rates
  • ✓ Personal service

Limitations

  • · Smaller lender, less brand recognition
  • · Limited to SA/WA/ACT primarily

Compare Beyond Bank vs other lenders

A broker can compare Beyond Bank's construction loan against 15+ lenders to find the best fit for your project size, LVR and timeline.

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Beyond Bank holds Australian Credit Licence 237621. Rates shown are indicative and may change without notice. Always verify the current rate directly with the lender.